Why You always Should Use A Lawyer To filing A Claim
“Why do I need a lawyer?” You may be asking this as you contemplate filing a personal injury claim after an auto accident injury. Our car accident info resources might give you some understanding of what to do on your own.
With a skillful lawyer on your side, you have the benefit of an advocate who works hard for you.
Why Do I Need A Lawyer? There’s No Substitute For Knowledge
Lawyers are thoroughly familiar with Texas statutes, traffic codes and case decisions concerning state car accident law. A lawyer’s educational background makes it possible to place an individual case in context considering the full body of applicable law. Without a legal education, a layperson can’t realistically see the possibilities available through the law.
Besides knowing about written laws, lawyers have daily experience practicing the law. Their experiential knowledge is invaluable. A lawyer can analyze the facts and relevant laws to determine whether you have a case in the first place. More here @ https://caraccidentattorneysa.com/
Why Hire An Attorney? Procedures Are Tricky
Lawyers are familiar with procedures for filing a complaint, obtaining depositions, arguing cases in court and engaging in settlement negotiations. This is unfamiliar territory for most people.
If a case goes to trial, the experience is a difficult one for a non-lawyer appearing on his or her own behalf. Questioning friendly witnesses in order to extract the right testimony is an art that lawyers know. A lawyer extensively prepares witnesses for trial so they feel more comfortable and can confidently provide the needed evidence about your accident.
It’s also hard to cross-examine witnesses for the other side in a trial. A lawyer knows how to challenge opposing testimony and will fight hard to discredit evidence that could work against you.
Working out settlements is an invaluable skill. Many personal injury lawsuits end up settling without a trial, and your lawyer knows how to talk with opposing counsel to work out the best possible outcome for you.
What Good Is A Law Firm? Resources Matter
To present an argument that will win a car accident injury case, expert testimony is often needed. Accident reconstruction professionals can clarify the accident causes. Doctors familiar with the type of injury in the case can provide authoritative evidence about the injured person’s prognosis and future treatment and medical costs.
Lawyers are paid for their work in personal injury cases as a percentage of the damages awarded; clients do not pay upfront. Reimbursement for the cost of expert witnesses is included in the damages the court awards, but the witnesses will want payment for their work long before the court makes a ruling. A personal injury law firm has the resources to hire the experts when they are needed – a cost well above what most people can afford on their own.
Experienced lawyers also know the best experts to provide the service needed to prove the case. Individuals don’t have access to the information network available to a law firm.
Problem: A broken pipe led to flooding of your home and serious damage. A leak went unnoticed for long enough to cause mold damage. A cooler or air conditioner at your business backed up, causing flooding that led to loss of inventory. You filed a property insurance claim only to have it denied or underpaid by the insurer.
Solution: We handle homeowners insurance disputes and business insurance disputes on a daily basis, fighting for fairness against insurers who breach their contracts with policyholders in South Texas.
Why Was Your Water Damage Claim Denied or Underpaid?
When policyholders contact us, they are often shocked that the insurance company they trusted denied or underpaid their claim. They want to know why, when they paid their premiums as promised, the insurance company would turn them down in their time of need.
In water damage claims, insurance companies will often respond by saying that floods are not covered. They are simply trying to avoid paying the claim because that is how they thrive. Of course, in reality, water damage caused by broken pipes, leaks and similar issues is not the same as a flood. These types of water damage claims should be covered under the majority of homeowners insurance and business insurance policies.
More than 20 years of experience has taught us that insurance companies often need a push from an attorney before they do what is right. Our knowledge of policies allows us to quickly examine your coverage and make it clear to your insurer why the flooding or water damage incident should be covered. We know what supplementary documentation may be necessary to make a strong claim. If the insurance company still insists on denying or underpaying your claim, we are willing to fight to get you what you are entitled to.
Problem: Your home was unfortunately in the path of a Texas wildfire. Lightning struck your business causing a power surge that destroyed critical equipment and starting a fire that damaged inventory. A fire broke out in your kitchen leading to a significant amount of smoke damage. You filed a property insurance claim that the insurance company denied or underpaid.
Solution: We handle homeowners insurance disputes and business insurance disputes every day, fighting for fairness against insurance companies that break their promises to South Texas policyholders.
Why Was Your Fire or Smoke Damage Claim Denied or Underpaid?
When policyholders contact us to review their case with a lawyer, they are frequently baffled as to why the insurance company has denied or underpaid their claim. They had been under the impression that the insurance company was on their side and want to know why that does not seem to be the case now that they have filed a property damage claim.
The response the insurance company provided may not make sense. In fire and smoke damage cases, they may blame the policyholder for being negligent. They will say that the policyholder did something unsafe that caused the incident. In these cases, they may need to see extensive evidence from trusted experts so that they understand what really happened and that you are not to blame for the damage to your home or business.
Having handled more than 1,000 cases, we know how to put together claims that insurance companies cannot dispute, claims that include the feedback of fire experts and other experts that may be relevant to the case. If they try to dispute the information we provide, we have the strength and experience to fight back.
